Flood, Wind and Quake Coverage For Your Home
Wondering what exactly your homeowner’s insurance policy covers when it comes down to wind and flooding damage? We sat down with Henry Ricci (Hank), Agency Owner, Allstate Insurance, to get his take on what we should be looking at concerning insurance policies to protect our homes.
5 Ways To Meet Your Neighbors Without Being Creepy
Kitchen Reno | Three Ways
There comes a time when you just can’t take it anymore and you need to take that renovation leap. Whether it’s with a full contractor team, a DIY project or a reno light. We sat down with PHG clients, and our very own PHG’ers here at the office to chat about how they endured (or are still enduring) their renovations.
Everything you wanted to know about the Title of your home
The title to your car is a piece of paper, the title to your house however is not something concrete- it’s a concept of ownership. Title refers to the legal ownership of a home. It proves that you own the property, and have the right to sell it by transferring your ownership to someone else. Find out everything you ever wanted to know about the title of your home.
A Fixer-Upper is in your future: All about HomeStyle and 203(k) construction loans
One of the ways to find your dream home is to purchase a fixer-upper, grab a designer, a contractor and get on the road to renovating. There are tailored loans that can help to take on such a project. Let us introduce you to the Fannie Mae HomeStyle and FHA 203(k) construction loans that are designed to finance properties where conventional loans aren’t applicable or for homes that have been sitting for a while.
Rent vs. Buy: Know when to hold 'em, know when to fold 'em
If you are a renter, chances are at one point or another you have contemplated buying. What’s stopping you? In a hot market, we know that it is even easier to get cold feet about owning your own. Here are some of the most common self-placed roadblocks we hear from renters who are hesitating to make the leap to first-time homebuyer.
Home Appraisals 101
Picture this scenario in a real estate transaction; pre-approved buyer and seller have agreed on a sale price and terms. Home inspection has been conducted and negotiated. Repairs and credits are inked on paper. There is only one person left to join the party... the Appraiser. These FAQ’s are just what you need to navigate this aspect of the home buying and selling journey.
